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* AFG Trust is not a registered bank.
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Tailoring at the
 Cutting Edge
Products & Services |
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Credit Services
Revolving Credit Account ("RCA")
The Revolving Credit Account is the Client's portal account which acts as the hub to all other AFG TRUST accounts. Flexible overdraft facilities allow Clients to manage cash flow needs without interrupting their committed investment strategies.
This type of facility enables Clients to minimise interest payments as it can be re-paid in whole or in part, at any time and again drawn down to the negotiated credit limit.
The level of overdraft is determined in consultation between the Client and Relationship Manager depending on the Client's relationship with AFG TRUST, credit strength, security portfolio and historical performance.
Revolving credit facilities are provided on a secured or unsecured basis, and are linked, or form part of the Client's asset management account and/or structured personal credit facility.
Structured Personal Credit
Structured personal credit facilities are available to Private Clients for pre-designated investment purposes to meet their respective needs.
Structured Personal Credit is based on Lombard Loan principles and is therefore most suited to international Clients who have multiple jurisdiction assets. These facilities are secured over a basket of assets which enables Clients to meet short to medium term liquidity needs, capitalize on market opportunities, access project bridging finance, or ease the transition period during resettlement.
Security assets may include fixed assets, property, tradable assets, precious metals and shares in public and private companies. The facility can be stand alone or integrated with the Client's RCA account.
Relationship Managers determine, in consultation, their Clients' precise needs and tailor facilities to meet their requirements.



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